Message from the Founder, Nick Steffey


Message from the Founder

Nick Steffey

At Narragansett Bay Insurance Company, our purpose is simple and clear: we work to provide peace of mind to Responsible Homeowners living in coastal regions. That's why NBIC exists. Our team works hard to achieve our vision of becoming the most valued, reliable, and dependable coastal homeowners insurance company. And, working together with our agency-partners, we help Responsible Homeowners prevent, manage, and recover from unexpected losses.

These foundations of our business help guide us to consistently exceed policyholder and agent expectations. We believe that consumers in the middle market, which is the market that we serve, should receive a higher level of service than is the industry standard. We pride ourselves in delivering a personalized, sophisticated level of service for all individuals, no matter the size or location of their home. We spend a significant amount of time with insurance agencies and customer service representatives to ensure it is easy to do business with Narragansett Bay Insurance Company and our product offerings remain at the forefront of what differentiates us from our competitors.

Narragansett Bay Insurance Company was founded on core principals of solid underwriting, innovative modeling, and the most professional distribution network. We perform a comprehensive ShelterPride® inspection for each home to ensure the owners’ safety and protection of their property, which helps control the cost of insurance. With a disciplined focus on coastal homeowners insurance and the evolving coverage and product needs of our policyholders, Narragansett Bay Insurance Company aims to be the premier coastal homeowners insurance company along the Eastern Seaboard.

We look forward to the future with great excitement and thank you for your business.

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Nick Steffey

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